cover of episode I Wish Somebody Told Me THIS Before Having Kids

I Wish Somebody Told Me THIS Before Having Kids

2024/6/3
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George Kamel

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George Kamel
从负净值到百万富翁的个人财务专家,通过播客和书籍帮助人们管理财务。
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George Kamel:养育孩子是一项巨大的财务支出,远超人们的预期。在孩子出生前,父母需要做好充分的财务准备,包括更新预算,确保有足够的资金支付医疗费用、婴儿用品以及其他相关支出。此外,还需要更新健康保险,将孩子添加到保险计划中,并充分利用健康储蓄账户(HSA)来节省医疗费用。为了保障家庭的未来,父母需要制定遗嘱,指定孩子的监护人,并为孩子的抚养、教育和资产继承等做出周全的安排。同时,还需要审查人寿保险和残疾保险,确保有足够的保障来应对意外情况。为了应对突发事件,父母需要建立足够的紧急基金,并规划好托儿费用。此外,父母还需要尽早开始为孩子的教育费用储蓄,并进行投资,以建立代际财富。

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About This Episode:  

Baby on the way? Congrats! But is your bank account ready? With all the unexpected costs of parenthood, I’m here to help you get financially prepped to welcome that bundle of joy with the ultimate financial checklist for new parents.

Next Steps:

▶️ Watch: Investing for Beginners

📗 Order George Kamel’s new book,* *Breaking Free From Broke.)  

🖋️ Create your will online with Mama Bear Legal Forms) and use code George15 for 15% off.

Offers From Today's Sponsors:

This episode is sponsored by Tello, a mobile service plan designed to save you money. Go to tello.com/George) for $5 off your first month of Tello’s unlimited data plan. 🙌 

 

Listen to More From Ramsey Network:

🎙️ The Ramsey Show)***  *** 

🍸* Smart Money Happy Hour*

💡 The Rachel Cruze Show)  💸 *The Ramsey Show *Highlights

🧠 The Dr. John Delony Show

💼 The Ken Coleman Show

📈 The EntreLeadership Podcast)* * 

 

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