cover of episode Wife Forced To Deal With Cuck Husband | Financial Audit

Wife Forced To Deal With Cuck Husband | Financial Audit

2024/6/26
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Financial Audit
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People
L
Lily
M
Mark
从破产公司到上市企业的成功转型和多个子公司的建立
主
主持人
专注于电动车和能源领域的播客主持人和内容创作者。
Topics
Lily: 我们结婚初期债务很少，但为了改善信用记录，我增加了许多信用卡，虽然丈夫知情，但我们缺乏共同的财务目标和预算规划，导致债务不断增加。车祸导致我失业，经济状况恶化，我们只能依靠丈夫单一的收入，这加剧了我们的经济压力。我们有三个孩子，并且因为经济原因频繁搬家。我们家有九口人，包括我的公婆和两个兄弟，这增加了我们的生活成本。我试图通过开一家咖啡店来改善我们的财务状况，并为自闭症人士提供就业机会，但这需要大量的资金投入。 Mark: 我对家庭财务状况的了解程度有限，我比较关注的是账单是否已支付，以及是否有足够的食品。我经常忘记带借记卡，所以使用了信用卡，并且有时会因为一些冲动消费而增加债务。我对财务目标的态度较为敷衍，缺乏积极参与。我认为Lily制定的预算就是我们的家庭预算，但我只是被动地查看和反思，并没有积极参与。我们从未一起制定过家庭预算，外出就餐是我们最大的开支之一，但我们没有制定明确的预算。我并不认为我们的债务问题很严重，因为我们拥有房产，并且我的母亲会帮助我们支付一些费用。 主持人: 夫妻俩对财务状况的认知和处理方式存在差异，丈夫态度较为轻松，而妻子则承担了主要的财务压力。他们缺乏共同的财务目标和预算规划，消费习惯不合理，导致债务不断增加。他们应该学习如何更好地管理财务，制定合理的家庭预算，并控制不必要的消费。他们需要意识到目前的消费习惯会影响孩子的未来，例如支付大学费用和他们的退休金。他们应该选择更经济实惠的方式与孩子一起创造美好的回忆，并积极解决债务问题。

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