cover of episode Unhinged Newlyweds Destined For Divorce | Financial Audit

Unhinged Newlyweds Destined For Divorce | Financial Audit

2024/8/19
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Financial Audit

AI Deep Dive AI Chapters Transcript
People
E
Ellie
J
Joel
节目主持人
Topics
Ellie: 我们面临财务困境,部分原因是我的收藏爱好和Joel的冲动消费。我们结婚后才发现彼此的财务状况存在严重问题,包括高额信用卡债务、学生贷款以及其他债务。我自2020年以来没有加薪,这加剧了我们的财务压力。我们过去曾尝试制定预算,但并未有效执行。我们出售了一些资产来偿还债务,但后来又积累了新的债务。我们需要改进预算和理财方式,并控制消费习惯。 Joel: 我们的财务困境部分源于我上学时间过长导致的巨额学生贷款,以及我购买汽车和摩托车并试图翻新转卖的失败尝试,这些尝试导致了巨额亏损。我过去有高收入,养成了高消费习惯,现在难以适应较低的收入。我的冲动消费也是导致我们财务困境的原因之一。我们过去曾尝试制定预算,但并未有效执行。我们需要改变消费习惯,并优先偿还债务。 节目主持人: 这对年轻夫妇的财务状况非常糟糕,他们背负着巨额债务,包括高息信用卡债务、学生贷款以及其他债务。他们的消费习惯存在严重问题,他们经常进行冲动消费,并且没有有效地执行预算计划。他们对自身财务状况的评估差异很大,这反映了他们缺乏财务规划和理财知识。他们需要改变消费习惯,制定合理的预算计划,并学习如何有效地管理财务。破产可能是他们需要考虑的一个选择,但他们也需要权衡利弊。

Deep Dive

Chapters
The newlyweds discuss their financial struggles, attributing them to various factors including high interest debts, student loans, and lifestyle choices.

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