cover of episode This Walking STD Pisses Me Off | Financial Audit

This Walking STD Pisses Me Off | Financial Audit

2024/8/28
logo of podcast Financial Audit

Financial Audit
AI Deep Dive AI Chapters Transcript
People
L
Lucas
主
主持人
专注于电动车和能源领域的播客主持人和内容创作者。
广
广告
Topics
Lucas: 我在休斯顿有三个工作，分别是X光检测焊接、酒吧保安和珠宝店办公室助理。我每周工作约70小时，但仍然负债累累。我的债务一部分源于年轻时消费过度，购买了大量昂贵的戒指；一部分源于前女友怀孕，孩子并非亲生，导致我需要承担更多的经济压力。我试图通过兼职来偿还债务，但效果不佳。我的消费习惯很糟糕，经常外出就餐和购买其他非必需品，导致债务持续增加。 主持人: Lucas的财务状况非常糟糕，他的消费习惯和财务管理能力都存在严重问题。他试图通过各种借口来掩盖自己的过度消费行为，例如支付宠物医疗费用，但实际上，他的大部分支出都是非必需的。他缺乏预算规划意识，也没有任何储蓄计划。他需要改变自己的消费习惯，学习如何进行财务管理，并制定一个切实可行的还债计划。 主持人: Lucas的财务状况非常糟糕，他的消费习惯和财务管理能力都存在严重问题。他试图通过各种借口来掩盖自己的过度消费行为，例如支付宠物医疗费用，但实际上，他的大部分支出都是非必需的。他缺乏预算规划意识，也没有任何储蓄计划。他需要改变自己的消费习惯，学习如何进行财务管理，并制定一个切实可行的还债计划。

Deep Dive

Chapters
Lucas, a 25-year-old from Houston, works three jobs: welding inspector, bouncer, and jewelry store associate. Despite working 70 hours a week, he's struggling to make minimum debt payments. He got his third job to address his financial struggles and support his then-girlfriend's supposed pregnancy.
  • Works three jobs totaling ~70 hours/week
  • Struggling to make minimum debt payments
  • Took on a third job due to financial difficulties and a supposed pregnancy

Shownotes Transcript

Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/Caleb

LAST CHANCE to join my FREE 5-Day Financial Refresh Challenge and get your finances to the next level—no matter where you're at now! (Limited spots available) https://calebhammer.com/challenge/

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME:

  1. The best budgeting program online: https://calebhammer.com/budget

  2. Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Resources I use/would use (with discounts/sign-up bonuses):

  1. Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link

  2. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

  3. Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

  1. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

  2. Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

  3. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

Learn more about your ad choices. Visit megaphone.fm/adchoices)