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cover of episode This One Will Make You Outraged | Financial Audit

This One Will Make You Outraged | Financial Audit

2024/10/7
logo of podcast Financial Audit

Financial Audit

Chapters

Amelia and Spencer, a couple from Minnesota, face financial difficulties and personal challenges. Amelia's emetophobia and OCD affect their daughter's schooling and social interactions. Spencer runs an appliance delivery business, but their income fluctuates, and they struggle with debt and budgeting.
  • Amelia and Spencer have a 6-year-old daughter whom Amelia homeschools due to her emetophobia.
  • Spencer owns an appliance delivery business, employing five people, but income fluctuates between $800-$1000 per week.
  • They have approximately $61,000 in debt, including car loans and credit cards.
  • Amelia's emetophobia and OCD are impacting her daughter, who is showing signs of similar anxieties.
  • They lack health insurance due to cost concerns, hindering Amelia from seeking therapy.
  • They frequently overspend and struggle to budget effectively, despite Spencer's business generating a reasonable income.
  • Their spending includes non-essential items like video games, eating out, and entertainment subscriptions.
  • They haven't saved for taxes and have an outstanding IRS debt.
  • They recently purchased a $3500 couch on a deferred interest plan, further adding to their debt.
  • Spencer is considering purchasing his own delivery truck, hoping to increase income.

Shownotes Transcript

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