Key Insights
Why is the guest not paying his taxes despite having a strong income?
The guest has been dealing with depression and has been spending money impulsively on various treatments and hobbies to cope, which has led to financial irresponsibility, including not paying taxes.
What is the guest's occupation and annual income?
The guest is a software developer working remotely in Virginia Beach, earning $175,000 a year.
Why does the guest feel uncomfortable accepting rent from their roommate?
The guest feels uncomfortable accepting rent because their roommate is in medical school and worries about money more than the guest does.
How has the guest's financial behavior changed after a medical leave of absence?
After the medical leave, the guest started spending money impulsively on various treatments and hobbies, leading to financial irresponsibility and accumulating debt.
What are some of the guest's major expenses?
Major expenses include mortgage payments, utilities, food, medical costs, insurance, and various subscriptions and hobbies like Japanese language classes and piano purchases.
What is the guest's relationship with their roommate?
The guest and their roommate are long-time friends, and the roommate has been staying with the guest for over a year while studying for medical exams.
How does the guest justify their spending on a sleep app involving Pokémon?
The guest believes the app helps them sleep better by enforcing a consistent bedtime and wake-up time, which has corrected their wake-up times over time.
What is the guest's plan for paying off their debt?
The guest plans to use the debt snowball method, focusing on paying off three credit cards first, then moving to other debts like student loans and mortgages, aiming to be debt-free in about two to three years.
Why does the guest feel a bad relationship with money since childhood?
The guest's mother worked three jobs and was rarely home, while their father left the country to avoid paying child support, leading to a childhood where the guest had to fend for themselves and felt uncomfortable with others paying for them.
What are some of the guest's impulsive purchases?
Impulsive purchases include a high-end tablet, a piano, and various treatments for depression, as well as subscriptions to services like Patreon and fanbox that the guest no longer uses.
Chapters
- 主人公对财产税和政府扣押感到困惑
- 他认为自己已经支付了部分税款，但仍被通知欠税
- 他对政府的扣押威胁感到不安，但仍未采取行动
Shownotes Transcript
