Someone Finally Walked Off Financial Audit
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You have list reacting .

girl people can thank. You cancel. I would be o just my opie. I loves to .

show I just like people talking about me.

Are you coward? Where you going? You get out of this. Hi.

my name's Rachel. I am twenty nine years old from s to california, and this is final.

All thanks for coming to Austin. What do you do for a limit in screen?

O I mostly do kind, I would call IT freely. Z, so I am a pester, so I do how sitting. And I also work as an administration of assistant.

You like, I know some people who do pat city like one of my original guess on the show, who I met doing a second show we did on the street do makes two hundred fifty thousand hours a year past city. So this could be good. What do you do? How much what .

would we make in um when I was doing a full time, like work myself to the bone, this was a couple of years ago.

What do you make that what I think about now?

Um this is my first month back into IT. I O K, I have A A proposed six hundred dollar income this month. But um I know I know.

okay. I just waste for my struck here in that .

I there has to be .

more than that though because we do not allow people to come and more so there has to be more what time? Okay, but it's not real because we can do anything with that.

So what what um I make another probably two two fifty a month from the end work. Um I am being .

specifically told that you have income. I what is the money that comes? And i'm sorry, I am not trying to be rude of the back. This is like we have been very particular about making sure that people come on that have come .

well yeah I mean, I I shared IT all of that when I set in my my documents that I kind of like.

yeah we have payroll deposes .

yeah cause I I, I just recently separated .

from a company. Okay, well, that's different. That is a different situation. Okay, well, I will.

What was the separation? I will allow that. IT was a difficult situation between management and I. So I did get a servant.

And so you got laid off. Well, your phones, sorry, I turn. What is that doing? No, it's flashing now.

I know that's the notification thing. I I don't know how to turn that off anymore.

Proba Cecil, bit upside down. So I don't have a seizure just put in in your pocket. I'm sorry, i'm sorry. Oh OK I was a just trying to look at you and I don't think they show up on cable。 I was like flashing O K, O K, O K, O K, O K, O K two hundred and was was this job?

Um I was a remote registered attack, so I do Carry .

that lies. Oh, great. And we get that usually understand and gentle, right? Emergency part. Okay, great. So all you got laid off, what you get laid off, scared of the dogs that they all have matting down.

So um IT would like I said, I was from home so there were no animals involved but as far as I separated there was a whole thing about A D A accommodations and my boss just started lying about me and stuff like what is .

the accommodation .

that you name? I have both physical and mental accommodations, so yes, I have a musical disability that affects niccolo's en.

so none of my .

joints work. I don't .

think that.

that could be a good job because of that.

That makes more sense. Maybe we show okay, we start looking for different career fields, I know which is why.

because twenty and nine between now and here.

like, trust me, I get IT and sounds like something that I maybe developed over time. And I sympathy of if IT was starting today. And you know, we will start playing for the future. This is that was five years and five years to think about your future five years and significant in the span of a lifetime. So is an insignificant I did think .

about going back to school um and then I got this job back in december of twenty twenty three, the full time remote.

that tech tub remote.

a customer care. So when people call about Peter.

what are you making in this job because maybe this is another job that we get. Some times I I was looking .

twenty three and how many .

hours week did you work? forty? So a hard in california. It's expensive.

Yeah right? Yeah, Steven.

They don't build housing and it's A A really productive place to live for being able to afford to live.

And I did on the house.

I did you we did passed IT. You're twenty nine. I in court. I A lot of people, that house .

before I had money, I was real good with money. And then.

okay, so then I will ask, then I will just ask, what is going on here?

So I was with a guy. We were together for six years, but we were only married for two weeks.

And IT hook up .

the marriage. OK .

follow .

up everything. everything.

Hold on. yeah. Would you were together for six years? 哼 OK 呀呀 OK um so yeah why .

why we divorce after two weeks .

so you keep off in the middle night？

No, okay, enjoyed my life, my .

life now.

So right before we got made, I came out as bad. And then we decided to continue with the wedding. I really wanted a girlfriend, and he was, oh, I know he was, if you about that. And then I decided that women probably weren't enough because our life was really horrible.

Why are you getting married? You knew you wanted to have a girlfriend. He wasn't a girlfriend and this play wasn't there, which a lot of people find to be very important, I me included.

Like, it's Normal. yeah. So why do we go through the marriage if I ended in two weeks?

Because I knew I always wanted to be with him, like for the rest of my life I just didn't know I be a way not well um I just didn't know that I always always wanted to be with them because like I think i'm kind of Polly, I didn't .

propose 对 好 that is that that everything no Polly emas is having .

like multiple partners？

Yes, okay, i'm less good terms OK.

It's it's not relationship, but sure yes OK all that.

I was actually just going to ask where you proposing having an open marriage OK .

and .

I I asked him the .

same thing and he was like, I don't .

even want that. Were you not willing to then not do that?

I was at a point in .

my life .

where you just got .

marry yeah I time okay .

I I 是 是 um but I was in at a point in my life I was really scared。 I like kova had just happened. I was discovering all this stuff about .

my gods twenty O K.

yeah. So what I don't even know if we're fully divorce, get to be honest.

And what mean was that really?

Yes, because he call me the other day messy. Yeah, is the merc? It's not angry. Mercy.

okay, it's and why not get this t figured out and out there? Are you with anyone else?

I was right now. I'm single. Okay.

then we would want I feel like we would just want to settled out, at least for the comfort of someone else once you're with them.

Yeah, it's still hard .

emotionally. I know why 我 预备。 Okay, I see. Okay, you're like me. That doesn't mean you can be right.

And I have discovered since.

I, why do you give up two weeks? I did you give up? He gave up.

He called IT. So you said I want. I was like, no, my argument, my argument. Oh way, no, no margin.

yeah. So he we agree to IT. And then he took a back and he was going on the table. You.

okay, that's yeah which is harder. That sounds like kind of an emotional moment. Surprised there wasn't like a regroup. And after I thinking about IT.

I tried for a long time OK.

i'm sorry, I know me too hard. Me too four years ago. Yeah, okay. And he can even .

the other day looking for a place to serve me. And I said, I don't have .

an addington no.

it's just like a stem stimulation july so that because, like you know, A H D tisa, I apparently .

have to sm, because I have little thing i'm just like.

yeah but .

was my .

nervous system, which is real nervous? Not right now for any okay OK just .

okay so I the life blew up, yes, what the life blow up because you know that what happen? He said that happen so what what is happening .

right now or then?

But just what does what are we looking at right now or then? How do we get here? And where are we?

How do we get here? See us a then question. So how do we get here? Twenty nineteen injury, late twenty nineteen injury, right? Remember how I got disabled OK.

Oh, you said color issue ah which .

because came from an .

injury or an injury happened, you didn't tell me about an injury.

right? So I had an injury a november twenty OK and that never healed when IT should have healed in like three weeks. And so from november to january I was doing physical therapy.

taking meds OK. I apologize where we are today.

Okay um so today I have applied for disability several times. Since twenty nine, I have been declined okay um because i'm not disabled enough.

What kind of make sense? You can do a lot a lot of physical .

labor .

exact and there I mean, most test jobs are not physical labor jobs, right? And in california is a lot of information system type job but it's less of a gone into the coal mines kind of stay.

Yeah definitely. Um it's really hard because I it's hard and i'll be able to do .

what you love.

what you love the OK yeah well.

I mean, you did this job and then he got laid off because you were doing IT well.

I guess, or something maybe I.

well, I got laid off .

for a reason yeah because my boston, I was I stood up to my boss and he did not like that.

Well, whole thing was that like true .

disappearing ends.

Like no IT .

was .

he was saying I was .

doing 对。

Yeah because I could have been that like if you block in an inappropriate way.

I think that is cause for five. no. So IT was all like, we would have these verbal meetings. SHE would say, you know, we would come to an agreement. And then when he would right up the written for a jr.

IT was different. Kay, and maybe you play, I always played difficile advocate course. Maybe I interpreted the conversation .

different um her in her boss or B F S, like they went to college together.

So how does mean they want to though? Why would they want to you?

He was intimately.

K come you just when people say that the other person's are not to be very clear, because like any time I ve ever heard someone say, that person intimated by me, there are not, I like pay attention, person existing .

well SHE paid attention enough to make up lies.

The lies, the lies.

the lies were that I was doing something I shouldn't get in the specifics of that our job but that I was I just .

flash me again through the paper, I think is that thing is trying to give me a season. I've never seen .

this in my life. Thank you. You're welcome. Um easily distracted, obviously. So um I SHE didn't have the company didn't even have s ops.

So okay, was small, just was going to started up because sometimes he takes a lot for our companies to grow.

So IT was it's been a company for a long time, but I got bought by another company. So IT should have had s of peace from one.

IT was its own company, OK. So we got laid off. Yeah.

i'm sure you ask why, so I will tell.

I know i'm just i'm just i'm getting us forward, moving us forward. Go IT off 啊哈， you have a co.

so that's OK.

This is different. The people who do have a job, you recently out now where that we need .

to get a job.

yes.

face and I have that is different OK, okay, I have a .

two million places before .

I was thinking about just quit.

We can go. Maybe we will go through your resume later.

K, I, H.

we have your resume. Good, good. We'll go through IT later. We will take a look things. We'll take a look at your job experience and you know everything okay with your finances. Listen up, business owners, especially those with messy bookkeeping.

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This is what kind of been trying to get to yeah yeah yeah you but just temporarily have making mind. So that's okay. Is this a lot of what we're looking at here is in a temporary situation.

This has been a situation that likely takes years to get into. So why? Because what has been happening?

The like I said, prior to the separation, I had money .

part separation like five .

years ago.

So you think this was a five year Operation 呀。 okay. So what happened .

are getting .

there OK .

OK OK patient and I .

don't have any.

So um I made a lot a pretty intense impulsive decisions during that time. Um so since I on the house, I was under this fairy tale that I was gona live there for ever and so I put lots of money into the house, which I should not have done .

well depending there are stupid money to put into a house, and then there are smart money to .

to probably to what .

did you do and how much .

I poured seventeen grand with the concrete.

看， angry. What did you do? Or you do in I?

So IT was a corner, or the house was on a corner, and I concreted around the parameter. And then a huge, like, all the way to the back of the property, a flat, like for trailers .

or shed .

or whatever. why? Because I wanted .

to live, therefore, and I needed wave one to your.

And I also put solar on IT. And then was, I know that was because I ended up having to pay IT out when I got a, when I saw IT.

Why do you sell IT?

Because I didn't want to get for close on.

Why would you've gone for close that? How much was this? What was the one on the thing?

Uh, we bought IT for three hundred OK, and then I didn't refinance. I did like one of those where you take your missing put the end of what .

are you missing payments? how? What are your payments? What are your payments for three hundred thousand with the low interest rates to cove IT? What were the payments? and. Why couldn't we find two thousand? And nothing is an extended fiant amount of money.

But why couldn't .

find two thousand? Because, okay, well, that that's a difference. And we know that you break when you go outside.

So yeah.

yes, you didn't have a job .

at that point. OK, yes, correct. And then that's when I started because I was on state disability for year after my injury, but they don't tell was your injury.

I had a right rest injury.

I was just simple, ten, nine us, but because IT didn't heal, that's how they found out I had the college in disorder. So it's still that I can only left three pounds with my right rest.

Yeah but that didn't mean lifting isn't the only kind of job that is. I mean, most other officers like my cup .

of coffee, but when you have a special license SE, they like .

give you .

that course.

That does not mean that where you have to missing. I was not .

for the first. I had a it's .

just this. This is an going for a moment and I just need to know for this first. So is important. I want to see where you think IT is.

You think your other time and why? Because I as you state IT verbally, you're like zero being the absolute worst. And I don't think that everybody is at a zero like the absolute.

I don't think that .

the average person, and I know average is a whole thing, but I don't think that somebody in my situation where I have a roof over my head is the worst possible.

Yeah I mean, that's certainly over exaggeration, right? But if like your debt is kind of like yeah IT really doesn't get worse than this because like sure, you could add some numbers, but at that point, it's a cycle like this is like that still is zero, like for the debt score and then at all compounds throughout the the real state, zero obviously. Yes, so I still become sure yeah you could be homeless and bridge .

is a little different but got your .

hammer of financial score, got to kill hamer dot com um or click the link in the description below, you can also go to kill pain that flash apply. Who would happy to have you on the show? Or applications actually got a lot easier.

We just updated IT to make IT more streamline. So if you check IT out, we love to have you on the show. Okay, so here I see a suber oo, you look like a super. You going to go. You have that california super girl energy.

thanks. I think.

yeah, i'm gonna go camping for .

somewhere that is actually where .

I live in .

the forest I live. My house is a seventeen footie drop trailer.

So when he said, roof, very head, you meant a vehicle.

I meant something with a bed in a kitchen and shower, a shower. Yeah, the toilets inside the shower all good.

Yeah um okay, sure. So I it's Better than not having a roof. Thank you.

It's a technical roof. That's not usually what people think. Okay IT counts .

is homeless in the california.

Yeah yeah because it's a vehicle. But okay OK, okay. Well, that puts things a little more into perspective before. So is that the super?

I tell IT with the.

do you have a dog poor just everywhere? So I going to be hard to feel you to have a job without .

a and address this. O why do you think .

I can go on to one office? I don't we work on, but you you were making money until a couple of days ago. It's like if you were in this situation forever, i'd be a little more, i'd be a little more.

Okay, makes sense. We can afford a place 还 不容易 让 站 little。 He had a job right now. So I won't we trying to get .

roof over our head.

I have a talking about dress.

I don't want OK maculated.

Then you're probably gone to have a harder time in a job and then you're probably to live poverty. And like that's the end of the conversation. Then like we just determined we just .

determined remote jobs.

cool. How are they? How's I gone? Not well, so we literally just determine that you would have a Better chance of getting a job if you had a permanent address.

And you know how much more money that would cost me?

Yes, but you had the stable income.

And this is I had the civil income living in my trainer stop.

And that even if a little more expense, trust me, I get IT IT would have more expensive on a month basis. I really do understand that, but IT would have prevented the situation you're in right now extending longer than that needs to because you would have been able to at least listen, i'm sorry, IT makes sense if i'm hiring someone as the boss of this place.

IT makes more sense making sure that someone lives in a certain radius here because IT is more guaranteed that they are going to be here because you invest a lot of money and to an employee when you're first getting them set up, especially you and then it's time, its energy and replacing someone is even more time and energy. You want the best chance that gone to succeed, hiring you would beyond the lower chance of going to succeed. Of an in persons role.

I don't, but that's the thing is in person role is just not.

you know to live everything in person.

No, not about, not about.

And what is IT about?

It's about my mental health, say OK. No, that's a value of mine.

What the value?

Yes, the value of mine is not put myself in a situation that's gonna make me much, much worse for my mental health, especially considering I have aba competitions.

You haven't told me what .

they are but because you didn't ask, guess I did I and I said mental and physical and you didn't ask for elaboration so you thank you. My ada mental accommodation is um up to thirty two hours a month of um time off that is pain typically and IT is for is typically a half day every other week. And then is .

that forced federally? I don't know what I because i'm not I don't do the hr. So my other guy, like if there are anything like that, he is making sure for guidelines subject, that is that force federally that someone is not allowed to look at that when determined in hiring because I know there are disability protections, of course. Is that specifically because not why the what I pick you over someone who I know will come into work without the hassle, me having to the orchestrate, everyone else is office in a small business .

around your life. I don't think that they are allowed to know plus oh allowed .

to know that's different. I mean more discriminate against IT if that's the thing and other things I, I, I know. So that why, you know.

shouldn't you be the one .

that does know you? And H.

R, well, hr.

the other company wasn't.

I said there was an issue with.

they say that I heard this plus.

I just want a plus throughout this situation, and my therapy has come to the recommendation that I not have like a direct bus.

Girl, you don't like to survive. Yeah no, okay, I really don't understand the purpose and this doesn't make sense. You're not onna survive in this world. Everyone has a boss, do you? Yes, the audience, um I have a boss, the platform that i'm on and to follow the rules and regulations no no money kind like when .

I was pet sitting and making two grand a month and I was my own boss .

kind of I mean, there's so your boss to people hire you and paying you yeah they hire you. They don't have to hire you again, what do you talking about because is a direct level of management that might be different, but there are still .

your your boss versus is your income is different. So your boss is you set your schedule. They do they hire you exact that's what i'm saying.

No, listen, if people aren't willing to hire you based on the schedule you say i'm over, then they are still sitting in your schedule because they don't want to hire you based on your schedule.

That's not setting my schedule. Setting my schedule is what day is unavailable to do.

You can say going into a job interview, these are the days that i'm not able to do things and they will still judge your hiring based on that, just like someone on rover is judging your books in based on that.

That doesn't make my boss does IT okay.

It's just being in a lightly different way, whatever. That's okay. And I think you want to view IT on a very like corporate overload verses like you are accountable to someone.

I am accountable to myself and my clients that I super u because you .

all that money you sounded a contract .

yeah like .

I don't want to have a bus with such a therapy that you don't have a boss and i'm a little concerned by them big avocat for mental health. But SHE kind of do with that .

one because I think .

he cares more .

money being alive. Yeah, you need money to survive.

No, I get that. But there's always different levels. Is the thing right? Like I want to come at this from symptoms, but I am also always coming out of from logic as well.

And that was advocate. The thing is, is there is somebody different of passes. You can have a non micromanage gy boss that you know he still or or SHE or that person just sets like here's the goals were trying to hit.

Can you help us get there with your experience all over the mcDonald's manager that's like look and behind you as you drop in fries and the oil? You know there's different levels here airport to say I don't think you should have a boss fields can like in service to me because there's so so much in between different levels of what a boss looks like. Even you have figured that out without figure in that out when we talked about the rover thing.

okay. Um mike .

or .

so where where I lost my train of thought i'm so sorry. Can you repeat the last time season please?

What's your plan for survival then? That not no, but that's what I care about because you you're like, I can do this, I can do this, I can do this, I can do this, I can do this at that point. It's like then what exactly?

So my next step is to um the company. We did sign an agreement that they will not contest an unemployment filing. So I am moving forward to that. I had to .

wait .

for my ten months， are you to aliment uh if you're over six months months I listen california. So so job employment .

ah and .

then do my pet .

sitting.

which i'm hoping to listen and .

i'm not going to get you in a dangerous position. I understand what you in your therapist have been talking about more cycle based on your things like I do get sounds like you just can't have a direct and authority of person is exactly but there are there levels of I do you are you I do. But you're just counting yourself out the workforce other than just independence.

I in the workforce, small businesses, fifty percent of the G, D. P. In this country know, as is the majority of jobs.

what i'm doing.

okay, you've brought in four hundred dollars when we set smart and mean like microwave l of business like we're talking a small business like this is a small business.

This is a very successful .

small business. Yes, said a certain point once is like not surviving and four hundred dollars .

is not surviving. But i'm trying that .

doesn't mean anything.

Is that participation .

of this you get, girl, you don't which .

I purchased .

a of california who trust me, they are pretty on that side of making sure everyone feels 耶 yeah， yeah. They don't define you was having a room .

from your red so I don't go cold.

You don't pay your bills.

I you lost your force .

to sell a house.

I have I missed recently .

you were forced .

to sea house.

your dream house that you wanted to live in. So don't tell me that you're doing great years ago. I'm trying is not anything you get rewarded with dollar bills based on something you you .

do not survive off for participation .

trophy but become a little bickering. I'm really meant to go to your numbers.

You did, but I got that every package. So two thousand.

that doesn't very far.

Yeah IT was .

one one big california. yeah.

So that give me a little bit question. You were only .

there for ten months or one month, one month for ten months? Actually not very uh, that's pretty okay.

pretty okay because .

they didn't want me to one OK.

The lawyer didn't say good luck with that. So thank you. You have a lot agree. I don't. I don't OK .

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By the way, now someone with many lawyers there all very happy for lawsuits. As you got to take the judges of what makes sense, you can do anyone for anyone this country, that doesn't mean you have standing. Things can be through out and a hearty and again, you don't even know your own legal qualifications for what you're saying you're talking about and you have and neither do I.

right? So we're in the same position here.

yes, but you're overly confident that one they were intimidate by you to live on.

I didn't say that sound like they're terrified of you.

Why also give me .

a month of things and unemployment?

Maybe there are a decent business .

I give my if I was .

forced to let someone go, I would want to give them a big chunk money so they had a chance of survival. I would not everyone out. There's a horrible piece .

of correct and I agree with that IT .

doesn't that doesn't mean I i'm intimated, jack, if I fire you tomorrow, it's I promise i'm not giving you money because i'm terrified of you. this. Sad ship he thinks six and I have is huge.

So IT doesn't really scared me. sorry. That's like membership post shows conversations and save that for later either. Okay, either way.

number me, baby.

twenty three thousand and three hundred two dollars. So this is a really happy baLance. When did we get this?

Uh, january twenty, twenty two. okay. So we've .

had there for two years. Well, basically have and t whatever months and watch one.

probably seventy two.

okay, the five hundred, two thousand and the payment of more than your rover income. great. That's .

get. And I get like one .

hundred dollars love to make .

everything work every day.

But how are you gonna? Because this is what I get. Get right is just like because you didn't allow yourself to have a permanent proof is prevented .

from getting.

you know, i'm talking about I know .

that you think you know what you're talking .

if you if you let if you would have let me make my point, you would have understood the importance because you don't have .

the permanent rule is permanent because .

of that you having a hard time getting an in person job, because that's what they consider to be .

a permanent roof. You get IT cool, a permanent, a permanent roof. different. Permanent roof means .

I don't go. Bird flies into that. The roofs gone.

I have you lived in a trailer. I think I have a little .

more experience on what .

my very close family and I.

oh, listen.

don't send IT up to myself and my self to you for myself, to you yes, I up one word.

Listen, if you had any like justifiable.

rational hand in a about .

you interjecting every second right now and you usually i'm the one that gets in trouble for interjecting. So listen, i'm just saying because you didn't focus on gaining what society considers ety, will I ever be able get this point out?

Not if you keeps saying thing that I don't agree with.

No, I don't care if you agree with. I'm saying what society says. The point i'm trying to make is in based on your opinion or my opinion O K, so let me make IT for say .

for say because you didn't .

take care that beforehand when you had a stable source of income, IT is preventing you from getting a stable source of income because you have less places you can get a job. Now this is in the similar vein, because you have such a high car payment, high loan baLance and a high term, the moment something bad happens, this just like your past job, i'll say gets totally, or i'll say your income goes dry and you lose IT because he gets report.

And that is now preventing you from getting to your rover job as well. You are setting yourself up for these failures. If something goes wrong, you are not allowing yourself to have any security. You are setting yourself up for a disastrous life because you refuse to one you don't need to twenty three thousand hours, you probably thousand.

I .

didn't need that exactly. You don't .

need.

Have you exposed to order .

a super row? Um because IT .

was thirty came out .

so I bought IT in uh so it's the twenty twenty two and I bought IT in december of twenty twenty one sort of I ordered IT in december of twenty twenty one because they didn't come into deal later. That's what I would.

That's what you needed.

Yeah I did a let me guess this .

is a mistake for that a few times.

No.

so at the .

time I was in what I considered, I don't know if you considered .

a lot of things.

I do as as does everybody. No.

you consider a lot of things incorrectly like you consider through a permanent residents.

I don't believe that correct.

Well, it's not no, no, this is a movie trail. This isn't even one of those like mobile homes that .

is in a lot .

I want to exactly you're in very much something not consider permanent in anyway.

you're moving .

IT always I am going back .

um if I remember my point, what what was I saying?

Do you think you're employable?

Oh ah why?

Because I have a lot of skills .

which uh there so I have many years and customer service. I have the medical knowledge of an R B T and my license.

Do you think you are just being genuine? everyone? I don't want to insult.

I mean.

that's your job. You're excited. That's not my job. Now I have a little bit of IT energy to me. So that comes .

with my show. Not gona disagree.

No course mean you are also for .

the week. course.

I really only week, yeah.

on last monday I saw one episode and I can give supply .

trailer taxes. Okay, so about IT.

IT would have been more expensive.

So.

oh, that's what I was saying.

My, your existence and how you present yourself and how you talk 啊 luson， uh, you know, actually we associate this uh, to me, for example, uh, I actually did have to do some customer service there for a bit when I start my job as makes customer service and sales. Before I went to the sales, my first, first post .

card shop sales s me.

I would not sales. Sales is me. What if you sell like something good, we worry something, something, but you can sell the .

thing .

and still try to. I, I, I take the bay every time with you. I take the bay every time. Every time you say something, I will I wouldn't be get a customer service because i'm are .

you sure you'll be get .

a customer service? You're all over the place, you're loud a bit of .

you in my personal life. That doesn't mean that that's my.

my this is all I know about you.

I know that's .

what .

about an interview? I think because this is an a job interview.

So why, right?

But it's not for employment. So why would I present my employment personality? What i'm not here for that? No, no.

This isn't about the how you do in your interviews about how you do on a daily in a job. Just trying to figure out a with you.

Well, in the job, I had customer .

service .

person .

laid off once because they were intimated.

because there was a possibility that they were possible. I thought for other things.

I thought for i'm so easy, i'm so easy, i'm too easy, too easy 看 OK。

You ask me about my car, about your .

employment goals, right?

But previously the sentence that you wouldn't let me.

I leave the interview on my job. So if you follow the current track, your employability skills, do you think you're employable? You say yes, I say what skills. You say you're good at this because without the employability, this conversations .

pointless.

I want to see why you think you're employable.

I've been to to continue. I got lots of customer service skills. I have administrative skills. Um I have the medical knowledge and the medical .

license that one yeah thank you.

Um I did cost a lot of money and um I worked three jobs to and call that he was hard anyways.

we have a lot of answer.

So yeah I mean i've i've got, I mean, we can look at my resume later.

Let's look at your resume. Can I have IT if someone wants to h slack IT to be every two?

I have IT on my phone too.

if you need IT. Um oh, that words okay. yeah. See a flashing with its light you're trying to assault me with. You just want me to start season so that this conversation finishes.

Google drive. That's one. Look at .

more guy. She's qualified in technology. You can pull google drive. I am i'm sorry and .

I just don't want that on screen.

But of course, of course, finally, a remate that doesn't look like a piece. We have a lawn made on the show.

I appreciate .

that location.

California, correct? I don't leave california because I am metal. I meant living wise.

It's is so big like if i'm trying to hurt you and alan, I see calford a like that's .

why I only apply for a oppositions is .

becoming so much more scarce. And because of the scarcity and everyone wanted them, they are the most competitive jobs .

in the united states types. New york based on a texas based. And then right now i'm doing um my tattoo artist for her her add stuff okay I will say .

your passions and interest definitely you can start vibe politicalness from IT because you can start living listen i'm not against someone who's uh for and more rites V C I M two or human rights environmental is mental health, you know authentic cy and kindness and you know that kind of self. But once you start putting that as just as important as the key skills on here, I started seeing that. And well, I can see other people seeing that is, oh, this is not, come on, she's to cancel the company.

What what you mean?

Cancel the company? You know exactly what I mean. There are certain .

people asked if I did. I want to asked for a clear apple ation .

if actually that the moment, yes, this is something like that. There's probably a lot of places where it's just like, how do I want to phrase us only think about this, what it's like White stub and like that are not translating like this interest in some people could OK some people could that you could be in there.

And the fact that you're clearing justice equals your key skills, your environmentally ism and all the stuff that is adjusts to a potential employer, that you're gonna someone who goes in there and then you're going to be making issues about a bunch of different stuff just consoling. You're going to be be someone who just get offended super easy like every conversation going to be in hr thing got and this and that is and that that is not a bad thing that you uh would feel passion about things. It's not.

But this is you indicating that just as important as your custom relation skills, your vegan ary medicine skills, leadership skills, is just as equal on your resume, the same size, actually no passions. Interest is actually bigger. I on your resume. So good point. That was, wow.

yeah, no.

I didn't. I don't have the show begin, idiot. Actually i'm an edited a lot of things but this this is the stuff that you know i'm relatively get at this okay um and then work experience its all over the place so what we're having here, what kind of remote jobs are you applying for?

Um administrative, a health care veteran care peinture ance okay.

So a lot of us, pat, and then we have administrative and then in here I have the mixture, both what I would instead have as a rest may focus on our minister and a resume focus on animal. And I get that you have the experience on both fields, but having one, two, three, four or five, six, seven, eight, nine, ten years and .

experienced bs, exactly.

That's a bit much OK. I would have the most critical focused on watch your plan for move a number little like to make things work the um because you I mean you're still not lying about your real experience, you know so you know having resume is focus on what you're going for if I am if you're applying for the minerve job. And you know seventy five percent of this is I was working as a that tech. I'm probably I heard the person that the resume is focus on administrative tasks.

yeah.

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ah I didn't want to interact you again. Um as far as I like management and and shifting positions, those were more towards the beginning of my work life.

A little of assistance is at the top.

usually as most recent supervise and management .

and then you type no oh, so you put your most .

reason at the bottom no if you let me finance OK. Thank you so much. So sorry. Um so my manager erie and supervisory experience was more towards the beginning of my work, so which is why that's down at the bottom OK. But if I take off those first two jobs, where do I put my previous or .

that's why I said maybe we tweak a number. I'm not advocating line necessarily. It's just I don't want to be like on the record for that, but it's just like week yeah a lot of week.

Okay yeah you know, when I was close to two years in product management and I started looking for another job, I said I was two years. I was close yeah. So you wait, you know, all the matters in the end is, can you actually bring the skills to perform in the company? Yeah so those are the things out of focus on, you know, I wouldn't try to make in an advocacy, uh, resume OK to someone doesn't someone adds themselves.

not vocation for themselves.

Someone doesn't want someone come in and trying to, uh, turn the org ization on the upside .

down that sense you know yeah it's like.

you know is this terms of risk for higher I get it's expensive to hire someone yeah and then if we do hire you and you don't work out, it's expense to replace you.

Yeah what do you think about the .

little quote that that he .

was fine I think that that's a really that's reading that part of reading that .

cause but I don't have a uh here but reading that with the activism part was like IT was something about how change is critical and I also okay for really focus on how to want you to come in this company. And just because we like print to the historic figure on this channel, he's someone that comes into job interviews is always like here's what i'm going to change about the company, what i'm going to do all this in his social right.

No one hires us people. You should come in. You should learn the structure. You should learn. And then once you are able to speak adequately about everything, you can push for reasonable, good change. Change is not a bad thing.

No one wants someone coming in and just there are like we I know everything about this company and right, changed everything. That's what anyone wants. I don't know.

Is everyone all right? And I think the quote is like like success is not the goal. Formative change is there's something like that and that's where true success is. Oh, it's survival is not to go that's what is okay.

That's Better. So is people want .

to see success.

So what's the interested on this car? Because it's blood red. It's no it's b oh.

time from five point one nine.

Not the worst.

Yeah not the best.

Is not like gray. Area of interest rates and appreciate in asset OK.

I needed a car that would last me for a very long time, miles around the condition um IT is three hundred six something or not three hundred thirty six thousand thousand miles right now. Um and I actually just got a brand new engine. How much that a thousand? Yes, not horrible because of you. Oh, okay.

good. Yes, yes. okay.

What am american? I hear because you .

sent a lot of screen just because you didn't really know how to pull statements.

That's actually okay. Yes, this is my um light time camping membership so that's where I get my water electricity placed park.

So you do have .

a place you go to the most .

yeah you me. sure. You you set up a couple of things incorrectly that I, but that's fine. So so that is one. The record was all on that one.

So this is the loan. Once this loan is paid off that .

I only have to pay the is to to the lot.

No, it's a loan to the membership. If you wait and listen.

i'm reacting. Girl, people can react. I was any consumptions .

not just reacting.

I assume that I was alone after .

you said I was alone ever. But is not. It's a lifetime membership, like I said. So once that membership is paid off, I only have to pay .

the say.

I only have to pay the annual use, which is like four hundred dollars here.

This is a campaign time share.

Yes.

this is a captain pine share. And you know what that does?

That gives me free electricity, free water, a place to live.

How is he? Is that to get out of IT when you want to do.

have to sell your membership?

You but may, but i'm not, but i'm not the membership .

because you cancel.

I would be OK with this. I would be OK with 那 once second， i'm just seeing my opinion you know the guy who runs the show? Yeah I do.

I asking me questions and i'm trying to answers.

Thank you. So competitive ah it's interesting in putting two competitive people together.

I just don't like people talking over me.

We wouldn't take if you if someone talks over you lot than them anyway, have the time. So everyone here, you regardless, but we would not. And I wasn't looking for that.

So I don't know you had to bring that up. but. I know we were talking about .

members all yeah the time sure yeah the really stupid decision of getting .

okay yeah what makes you .

you to sell to get IT out less get IT out because .

I don't A T redis. You do.

You are twenty nine, you do not know what the rest your life looks like.

嗯， i know nobody does. Yes.

but you've bond yourself to something that you would have to sell.

How is IT just like .

a time share, these ongoing deals forever .

that you have to you?

great. Yeah, let's close. Um is that you four hundred .

dollars a year for free electricity, free red in a place to park in?

Sue, it's less about that one. Hold on, four hundred is actually a lot of money to use so don't try to act like an entitled little brat. K, I, 嗯， you can barely pay a five hundred bill.

I don't know how you going to next month, so I don't want to hear about that, but also your total one pay office eight thousand one hundred thirty five sales, not just about that ongoing bill forever. So god, you is not the case. Interest interests occuring like crazy.

Oh, good. There's also fees. So we're going in fees and we're getting in interest. What's the .

interest?

I do you not know you you signed up for I signed .

up for IT over.

So you thought this is good, but you're even even know if it's good.

I know I know that I needed a place to live. I know that I need electricity and I know that I need water. So I have made work.

It's less about that. I'm talking about the .

product itself, right, which doesn't make a difference if I don't have a place to live.

We can figure out so many solutions to actually like this is .

the only one that exists in the world.

I couldn't rent inflexion .

actually in hypermobile, but um so I um I couldn't rent when I lost when I almost lost my house, couldn't rent, couldn't rental room because I have pets.

Couldn't um I have .

four and i'm Fostering a puppy in a trailer .

is currently well .

that we have all lived in the trailer, yes and currently um crashing on my mom's couch because of my house was in the shop for .

a week trailer okay.

and I got IT back and i'm just working. I'm getting my stuff back moved IT is .

your current good condition?

Uh like mechanically like yeah the car.

the x and everything .

is it's got some data, an actual .

equity position in terms positive and good condition is varied about twenty thousand. So maybe this is like twenty five thousand or closer to your value. Twin six sky, you know so you actually might in your situation sign so weird because like you're gonna need IT, you need something more reliable. You can't afford this problem comment, you don't .

know the interest on here. I thought I would show on the payoffs, but I didn't to .

show on the payoff. Now if you send us a statement like we request.

that is what of I don't get statement, you get .

statement for anything that's a build.

anything I don't get IT in my email and unless IT goes to.

you got the website statements in a statement should or you call them or you call them or you email them and they will send your statement everything I has a bill has a saving good. I'm going to calculate the interest about that. Saw you can do that for you as such a good friend.

Thanks so much. K, lab.

twenty two percent interest.

That sounds bad.

It's very bad. It's beyond band. Listen, you don't get A, I mean, yes, you need a uh, you act like that is the only solution. I wasn't there when we could a brain storm we're going to brainstorm before you're right now but you act like I can have a boss, the only place I could live. You're inflexible a twenty three percent interest for a cup of water, electricity is not a deal. An ongoing membership that you have to sell to get out of until your sixty five is not considered a good deal is a member ship for another even a room. You know it's like everyone, like at least time have a room.

So but I have a real, I bring my whole house.

You bring that you don't uther have to do that time shares. You think when people go to a time here, they've bring a room in their .

house and take IT there. IT is only two. I know you're gna say only you can afford. It's only two hundred fifty dollars a month to have all the electricity I need.

All you're .

not really being a realistic .

right now. No, because about that. Oh.

that is what what is IT more about you .

feel like is the only option .

IT was something you're in.

You're think you can have a boss. I don't believe you're not a good naratu. You're not a reliable narrator for what was like in that situation. You're really not because .

I can't disclose details all then how do I want to .

have what you consider informed dependence? If I don't have all the information? Don't be stupid. What do you mean? No stand the job thing .

wasn't what I was saying in uninformed decision about IT was the or uninformed opinion IT was the trailer and the piping membership. Almost nothing with the twenty two.

twenty three percent interests is considered a good deal less. Then if this was maybe a five percent, we could have a conversation about that. If there was a membership that you didn't have to sell, we could have a conversation about that. You have to sell the membership before sixty five and it's the twenty three percent is basically a credit ard ah okay if you can.

And my my rent is two hundred fifty .

dollars a month. Our people's rent is like a your pain .

place to live. Not right.

It's a place for you to put your trailer 啊 and .

have water and electricity。

Yeah, this is a two hundred fifty dolla month utility .

payment and a place to live that secure. I can't just a little like.

and i'm .

gonna have to living and allies or a while, but that doesn't mean it's safe. So to be able to beat a camera on weeks at a time.

I get, I heard, I heard that I know, I know, just say I know it's not that I don't agree that IT. Listen, what I am saying is you are acting like IT is the only choice, and because of that, IT is considered a good deal. I wasn't there, but usually in there has not been one time on the show, not one time in recording four to five episodes a week for two and a half years. When someone comes and they act like this was the only thing I couldn't find an alternative if we were there when that happened .

four years ago, right? Four years ago, jane. So took.

okay. So last year.

almost two years ago. So in the trailer that I car and we could .

could look at resources.

something did.

And you did this, I new. I've had other people do things. And I think, again, something is the only way.

Sometimes when you talk outside of your own little bubble, you might get some more information. But IT doesn't matter where we are. You that oh my good.

I don't you make a lot assumptions just .

with sound experience OK.

That doesn't mean the right no.

what doesn't. But at least I want to tried and and we can .

try to fix because that's what that says.

It's not based on you try I said maybe I could come up something, maybe my team could have come up with something.

but that's.

Two weeks.

america.

no S.

That wasn't very nice.

Four hundred eighty nine minutes to pain on that. So now we're at a thousand dollar, are you? OK?

Oh, i'm sorry, I was not. No, I was. I was trying to make a jb.

I'm like, I I did not mean for that to be insulting. Oh, okay, take a moment. I'm sorry.

我儿 三个 妈妈 娘。 Oh, no, it's okay. I was trying to place to the cheeky ess for the show.

Are you okay? Need take a moment. Want to go a sign?

Okay, take your time. Take your time. IT is no worries at all.

I'm probably extra .

right now. Okay.

you share you again. My thread has been lowered .

IT a little bit, I don't know. Mean.

the post panic attacks is a little harder to not have fit the reaction.

I I have a sorry, I get understand. Oh, I mean, this is um cash, you know that's why we go through the whole and boarding situation and specifically as consent if allowed to .

make a joke to and I am.

but I would never want you to actually feel hurt that I would never want that. Thank you. Ever, ever, ever.

No, I I love you little comments, and that's all that was intended to be. I know not a harm against you. Okay.

I appreciate that clicking.

I very much want us to go through this, and I very much want to be able the creative plan, I want to connect you with our resources, I want to will probably able to get you connected with the financial advisor like there a lot of things .

I wanted do okay um so some rules grand so like court ruling case. So some legal help would .

be who what did you know?

You ten gram? Oh god. So it's my high school boyfriend, mom. And he needed life saving surgery. And then I had the money for IT, and then turned out IT was a life of section. So I took her to court because he never pay me back like our contracted .

there was a contract .

on the back .

of the rest of the contract in the judge. recognize. Yep, okay, yes.

What are you going?

When was the ruling .

ten years ago?

But the past is .

life has been rough .

and .

it's not on rough now. But i'm a little more emotionally, mentally prepared to .

handle IT ten years. okay. OK you sure you want to continue the conversation? I don't want you to get because I know these conversations are hard and I know you know my personality when I get very invested in everything is definite over the top of that.

That's what we try to prepare. One was a, that was an unexpected response on my end.

No, and it's hold. okay. I just want to make sure, do you want to fix this like I want to want to?

Yeah, I do. And i'm okay with crying.

I know that .

IT of the of your you know whatever you got on here.

I don't think so. No, I just don't want to I just don't want you to be in a position where you don't you know you feel comfortable to be on the show.

No, i'm i'm comfortable. I am a pretty open book. I do cry again.

We had tears on the show. Yeah, actually the medical term of piera. And that means access tearing. That's like one White dogs get the gross stuff. And all my workers always teach me that I have a piano.

right? right? So it's going on. Yeah I I don't know what to call that last thing. I'm going to call that .

it's thousand trails.

So I just cit T, T. I call IT utilities time.

okay?

okay. Uh, what is this is another thing where we didn't get statement that looks kind of maybe like in a firm is from.

So it's a firm um they are all amazon because I have in the amazon addiction. I know.

我 去 吃 我 去 我我我 去 are these pain force。 What is that? how? How long do you have these firms finance? Because there are so many options. Now, do you .

know mean he looks .

like you have any progress them? And do you mazo can? Okay, seven hundred, twenty seven hours and sixty cents.

One thing I do how to say on my amazon is A I try to refund issuance failed, sorry um I try to find um thing not only do I do a lot of research before I purchase an item as far as which is the best on is on and I know that doesn't make A A lot of difference, but I try really not want to .

make .

like for revolves purchases like perfume. We're makeup. I don't where make up I .

don't can I see so I can determine .

that and so I try to just buy stuff that makes my life easier considering my um physical disability and bike just like stuff like this and stuff like like my figure ring like those are good for for my mental health, my nervous system stop but let me make sure there's nothing proper IT .

won't be on screen anyway. Where are you getting on?

But last。

Lenny left.

you knew that yeah.

that was a little, I think above me.

I got you. Girl.

ah, oh, we ve got the two y things. We ve got a little drive. We got, we don't need .

a like that one hundred. I know we sixty .

percent output .

were financing in the minimal .

the minimum payments. Either way, if you didn't finances, you could use the money to pay towards. This is of have hundred twenty seven dollars a month of this from seven hundred twenty seven thousand pounds.

What are interest? You know? Because sometimes it's not interest, sometimes that depending on the plants to get. And I want to be surprised .

that they are interesting.

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Well, because I am Fostering that puppy so their puppy pads .

right the thing in lady pets. Okay, um we didn't did really, really need a new mouse mp fill the dogs, you know, dogs on them and really don't think so. Or maybe what are there is some matt.

oh, that's a watch ble party pads.

K, you didn't need a ring.

is the first .

ring for my keeps. All so like, got we got what what is this a recipe?

No those are the mac stickers. Um to let me know.

I was like two hours but that's the thing, that's the thing. Am I going to freak out? I going to make about only one two hour purchase.

Now that is not the thing. When I mentioned the spotify, it's never about the spotify itself. IT is the behavior.

IT is the endless standing of them .

that make a real progress. Make sense. Generator makes sense.

Solar lights. Okay, now we having multiple kind of lights. Well, security camera.

So it's a fake security camera. So IT just looks like a security camera. So wait, tear. Um it's because i'm going to have to live in the ali and downtown schema, which is full of why .

if you have the thing that you can get out of.

yes, I know anything. I could drive some more five hours away and get a reservation. But sometimes if you don't reserve sooner.

you so you are a month if if you that you cannot get out of that a twenty three percent interest rate with a big loan on IT and you can even get IT unless you reserve foreign vance.

not always IT .

is stacking up as a worst deal every time is IT not command. It's stacking .

the fact that .

those .

are all pointing against IT. But like I said, IT made the most sense at .

I get IT, I get IT. So I know you couldn't sleep there, but what about this is i'm not saying this is the perfect, and I just know that pops in the head, a gym membership, where we can shower, we can charge a phone, where we can connect the wifi. Is that a place you can park forever? No, but that gets us some of that IT doesn't get a water for the trailer.

I know, but i'm just in in water for the trailers that is next to the air pump, I don't even know. So I didn't neither until like like .

so I feel like, you know is that as good? No but I feel like if we need to really go scrappy, we can I yes I would have .

to put a lot of my things in storage um because when which is fine I do pay your question .

with some money. You can, my, a family that .

sold this week, okay.

what were they going to do? SHE actually .

doesn't live there right now.

Oh, you can. You couldn't start of your family members, so which is same in new yourselves, right? No.

really correct. I don't have.

I have my mom and I never used the firm .

because i'm financially .

responsible. Well, no, the thing is I think financing things is okay. But do you finance h were thirty five percent interested on all.

That's not we can be do in the cinema you're paying thirty five percent on your amazon purchases. Yeah, we don't do that. Come on that you're making the situation worse. You are making a generally you're making IT harder for you. There is no point.

no more screen .

shots .

because you don't know how to do a statement. Yes, so there were before I knew how to get to the full credit or report, I sent the screen shots of the critical.

wow.

i've got .

a lot of .

collections.

but when I say .

those never get a, why I can rent and I can't buy.

you can find landor's that are, overlook some things, big corporations? No, actually I don't know the statistics, the majority of a small time for the big time, but either way, but quality time for mortgage. absolutely. This would be I, everyone at home that was .

not great collections.

one thousand five hundred ninety three. And that was on a credit, one of seven thousand five hundred. So why we just need to pay this? Why it's been on here for four years? So four years ago, well, we know what happened four years ago, does that when we found pain?

That was when we made the purchases?

Ohh oh, that's when that .

opens. Yes, very many .

questions .

for .

you .

or that's my apple guard.

you know.

So I rack that up and then couldn't make the payments. So I didn't. I was in a rough SPA.

Did you call them and ask if they would over the interest?

I didn't open my mail for a year, and I went to buy the because brains are, I know i'm like a seven and full time therapy, more gono stuff. Kay, 嗯。

OK, maybe I need to be educated on this part. What prevents from opening the mailbox?

Um anxiety.

Sure, I bet of what's in there. But we can, you know the aniele gets worse if we don't .

confront with that. I can, like my big pilot, have to take care of that. I haven't touched in a very long time. It's literally a box full of just paperwork that I need to look at and do things. And it's so daunting and scape I.

But this was a mobile lift.

This was an open mail. I, right? So that was the apple card, was just me not doing well and not calling them was a matter of not doing well. I should have I I, well, here's another collection.

seven hundred and forty, you think, ring in golf sink OK.

That's my costco card.

How do you get twenty two thousand and one hundred and twenty one hours ago? What did you possibly do? How many times did you feel patroller with costco gas?

That was before I own my trailer. That was .

yeah .

and partition that had part of the concrete .

on the costco card. You are putting the cost. So was spending money you had you high interest create, create cards.

Do you ever have any?

Did you when you were boring, you have any intent to ever payback? Or were you just opening spending? You knew you want to.

That's a great question. Do an answered my question. No.

if I remembered is .

only a couple .

years ago, many episodes, weird. And now it's less of that issue, more of a impulsivity issue 哈哈。

what you can work with the third time for coping. I just like why did you come on the show?

Um because I don't know where to go, but I think .

you're very different and like you're immediately, I can't do anything because of all these mental things.

Everything is I can't do IT because .

I think it's so hard. I can't .

I know no no um like as far as looking for income.

I don't know your mental health. I don't know what's real you have been working on. I don't know the history.

I can't do anything about that, right? So if nothing could be done because of the mental health, what can I do? But I what I mean.

nothing can be done is this .

feels like almost every time we talk about something, it's can't or this is because these .

were all all the debt.

But even the subway sites about today in like I can you give me.

I don't it's been .

a long conversation, I don't remember. But I you know we've been down for our twenty one so much.

Yes okay i'm gonna get you .

connected with a domain money financial advisor um going to get you the free session and we'll get you that actually I think so everyone out there who uses my they uh get you get a free thirty minutes section with them like a license financial advisor who will sit down, look for stuff highly.

Let's get we're onna get you connected with them, how good you connected with, uh, a free course here so we can help you find a job like maybe we can boost your customer service party, yours may with the customer service certification so you can look at customer service management. So we'll give that to you. Now we have a lot of resources we can do.

We can will give you all three of our classes, which are modeled together twenty five years without you guys. You know, I got to give you a little plug, but it's always IT is actually worth that. We've had ten thousand people take our stuff and we've literally changed our lives and you'll get up for free.

So I need you to go through all this because what i'm worried about here is, can't mental held this is like, and that's what you got ta deal with, right? In the best that I might be, although is connection with resources, I don't know much what else. But okay, twenty two thousand and one hundred and anyone on the coast of .

concrete sounds and I don't really know what collections cube this is, some storage suit me. Well, yeah, that makes sense.

They twenty thousand. And that actually might be a number worth to some number because all them can do you. Yes, but uses is not worth IT. Yes, that number might worth.

but I don't know how to do like like I did that thirty minute consultation thing are whatever with a with a legal person. Okay, my family, this this was April OK. My these consequence .

is actually could count .

an action 呀。 And yeah, there's there's apparently I have I can request .

for this might be a bankrupt .

asia are fake.

okay? sure.

Just like B, A, I, just like B, A, I.

Credit score, whatever. I don't care.

I don't think my create store is orrible, but I know that my six thirty eight.

I don't believe that. But okay.

I know once everything went to collections to save .

yourself from a lot of the stuff, pinker pit might be an option because that one is. And I show legal thing that could, yeah.

I really could. My only concern kramm y is losing my car.

No, you should. I think you can. I, well, you know, make with big grapes. Attorney, you can figure out. But many times I can go .

through a new way. Okay, yes, this is my storage unit.

and I split IT with my mom might take a look.

but because my trailers is only seventeen feet, so it's real small. So that was actually what I was going to say at one point.

is in five animals are going to live in there soon.

The puppy is this big OK. And then it's three cats and one dog.

two cats should be here.

And we've all lived in the trailer before together. You know, my dog spends for over over time outside with me, and that's being in the trail just because .

they would ve thought, mean, it's the dogs you know, when I drive downs there, you know, these are the most people here and they have dogs their their dogs have been doing IT .

doesn't think it's the river every day he goes, yeah, like when we're camping SHE has a much Better life than one more stuck in .

the city but I also know sure, I also know my main thing is a um food food security for the dog being able to afford peinture ance. If you can afford per insurance, then you probably can't afford an animal. And if you I we need to make sure they have good places to cool off if they're being active and often times indoors.

And a place like seco OS, a pretty second is hot, right? exactly. So we need to make sure they have good to A C.

And then if IT does get cold in the winter or night, we need to make sure they have ve heat. Okay, yes, and I know you have that part, yes, but that is like at a certain part, we can afford certain things. I'm like, okay, how we can afford pet insurance of dreams and animal will die if they get something done them.

I was able to save my animal life because i'm very blessed. And I have petitioners thirty thousand hours. I didn't pay any work close to that because he did go to two surgeries and multiple things to save her life. I did not have the insurance. And if I wasn't in such a bus position, SHE would literally be dead because it's not like the habits corporation type with animals, right?

Like they will die. yes. And I am I I am a register petch.

I know that I can do surgery.

However, I do have a lot of resources within the day.

And you get with the preventative as well. You're Better you know what to look for. So I mean, you might be able to get them to the situation before a surgery required, right? You know so like, trust me, I get IT.

It's just like, and when I moved into the trailer, a lot of people told me get rid of them, not happening .

all cats and really like they they they don't know anything yeah I yeah. I mean, they exist. That's no one sure love for you.

Think if they were .

a size of a dog, they would kill you. But is what is yes.

what is .

storage OK? So you already pay for storage. So why was our big concern did in the .

IT was putting the stuff in the storage in the orion? Because when I move my trailer, like when I tell you I have to put .

all of the things that go outside, inside the trail, this finance bill. O, okay, so these are the ones, yes, okay, a lot of them are. Yeah, income base, which actually makes sense. Yes.

a lot of people are. Did the income base get approved? Can you tell her about that?

I idea I be application might be the because a ging also who knows if the new department of education, which is an election, who knows the department of education will even allow those kind of repayment senses. So we will know it's kind of up to the department had what they're given a lot of authority and that they might not do any kind of forgiveness, any kind of things like that.

So you when I was paying my student ones, I was paying more than the minimum payment, barely, but a little more to .

twelve thousand four hundred four.

great. Not the worst, right? Not great.

Well, just to your point earlier, the reason I always push back on that, but is that the worst? No, technically, there is probably only one the worst in the entire world. And whoever is going to the worst right now is that person yeah you know, child, just because of that doesn't mean this is good. Sixty .

byram and soon know I get.

yeah, twelve thousand four hundred four hours h unites are pretty there.

Whatever got me a license I can use anymore. Yeah.

maybe real. And who knows? Maybe you can start IT would be hard to hire you for that job. I would. Yeah, we have a limited resources at a veterinary clinic.

And I gonna hit someone who camp over, exactly.

probably not kay. And then, okay, we have a wifi, us that actually makes sense for the spending. Your checking account, if one thousand, three hundred. And there amazon, we look to change. And I say, ove, I know three hundred to who to where, then when not three .

hundred four, what are .

you don't? The so here's .

what happen, here's what happened. I actually booked, I booked the tattoo point in an impulsive flash decision, and I booked IT for a lot more tattoo s and then I finally was like, hey, girl, i'm so sorry that was a mistake on my par. I still want to work with you because I put in this deposit, whatever.

but i'm going to be a couple months. Can that's .

you take? Is that that one? No, no, it's on my leg. It's a awesome and some cats and there's .

storage and there's apple and go inside the gas station and get in something probably five dollars wingo, five, forty six and dot gas.

Oh, no wrinkle. I got a pack of genoa bus and sunrise OK.

Okay, blue firefight looks like .

a different .

machine or something, something on facebook. Where are you paying ten to six cents of facebook?

Those are facebook ads .

when you fixed for .

getting so I did.

please give me a place to live.

So I do the adman stuff, and I had a wild hair, and I was like, i'm going to make my adman page and then I pays. And I don't know, why did you .

cancel them?

I did good. Yes.

I did. Okay, more trucks in camp age, truck accessory.

right?

My, the trail place, the trail place went to restaurant there. A lapa tea.

Oh yes. I was about to faint. So I need food. I got like I talk.

I have all, but so no more that linton premium makes sense for your situation and look coming for a job. Amazon store rockin or a bloom dot com, a firm, a firm.

What or a blooming is, is a monthly surprise Crystal subscription OK cana.

go around. Marx, you live outside rolling on the rocks party.

It's preti. It's fine.

Don't know you, I mean, you know, you can't move.

Come on.

This is not, this is not a joke anymore. You cannot have a special description, is literally an option for you. You really isn't same with intendo subscription. We can IT .

was I gotten dogs.

but we can do that. You have a real dog to take. You're not getting him, so are not getting a virtual dog, okay? Apple bill, a rover pet service fee.

And then that .

this one, yes.

that is actually in claims right now. So they are good.

but was checking in with deep card. That is hard, really care. It's your money.

yeah. Okay, no. After pay, after pain as well.

Yes, yes, that is all.

Now you have many in apple things. What you in subscriptions .

or doing I have I cloud and apple pay or apple care. Those be those should be the only .

two apple new ah it's apple care. So expend one month apple care is get indestructible case like that .

that apple care of that .

I know I know that's so. I'm so put on the fans. You little subscriptions in your life is just impossible, but also pain. Getting a new phone is impossible. Is that a finance phone?

I got eight hundred dollars.

Amazon, more firm.

McDonald, I tried to keep below, like five dollars.

Yeah, I can do call you're getting like the cheap ish that you can get that doesn't kill A I.

A lot of carbs, rice, pasta, all the dress. I don't think .

we get this for ourselves. If we are going to lose the only reason why we're still alive and be able to work, we don't get to get me doubles.

even if we're doing .

value many this, again, more resources.

I L, I .

able to and cash up account, who in cash up, cash up, cash up, cash.

I shuffle money around you.

money on the cash shop.

No, but I don't spend money on the cash shop. Besides recently when I purchased because I had to cancel my car because of that yet charge um I had to use my cash up debit card to buy amazon, which was the generator .

which is necessary then some out some out for wall investments. Now what would have expected this?

Thank you.

I think this is different. What does the stand? Your situation is this?

Hey, mand, if IT comes out of my paycheck before the paycheck gets to me.

it's not my money. Don't do any why you have twenty three percent interest that you're getting, ten percent a year on average. This is in the S P five hundred doesn't make sense to be putting towards this.

If you have twenty three percent that would you have on that? Yeah, that's there. You learned a one thousand hours in this, one four thousand hours in that, one thousand hours in this.

Be the one something tells me you're going .

to a get a push to a point there very soon and you're going to be dying from.

I don't know how .

to do that. You'll figured that out. They always do OK. I've had a mom you want, but you I could lose your car.

I'm not which I, the tree .

that you live next, i'm going to give you money. And I was only going to see that eleven thousand dollars.

I, my family, the two family members that I have, back me up when I need IT, which I know is a problem. I own my brother, thirty five hundred. My mom, because my credit card, or because my debit card was frozen.

SHE. Fs.

to get to you. yeah.

So what do you out to them?

To my brother? Thirty five hundred.

Yeah, we. Yeah, yeah.

My m always tells me I don't have to pay her back besides these fights.

sides, the light.

Give me the S. A. Six hundred. yeah. SHE has stuffed me about five.

And this, no, if he does not want to back you are gonna cept that? Okay, the gift? Anything out.

apparently to older people? Okay.

let's figure what you need to. You because even if we get even .

if we .

put you in like like not a hostile, what's a call to so many that you won't? Because the thing is we can get you a bed in a place and that can act as a permanent residents, leading you to a Better chance of getting a know what, I since second need you to a Better chance of getting an in persons job, like we could do that, but I feel like you are not willing to do that.

But where am I going to put my dark for a one person job? SHE has severe separation aniele and SHE ates through my door. She's on medication.

This is, I am not, i'm not. This is not hating you. This is not hating you. This is not against, is that I feel like madam jane and madam lenzing.

I mean, I feel like this is nothing that can be done as this every time there's anything it's like. But we can't because of this is nothing can be literally you can't work once, second, once, second, once. So sorry, i'm just trying to think out oud, you can't work a job because of your dog separation.

Anxious at that point, you are not going to survive society. And there is no budget I can make. There is no budget I can make in that situation because i'm going to make IT on you depending to get a job.

You can't. How about I had a job for year.

You got a remote job. But again, this is the improved your resume. But every single year from those three, three remote jobs you had every month, that is getting more competitive to get to remote job, more people are getting laid off and tech and everyone wants to remote job.

You are competing with the top of the top of the top and am not saying you can compete. But IT is becoming beyond more incredibly hard in person, is what gets you an income next week? Remote job could get you an income six month in a year, maybe.

And we did the resume twick. So i'm sorry again, I wanted to i'm going to connect you with all the resources, everything we have IT makes no sense for me to spend my time, the audiences time, their time, a search since we've been recording for forty, which is okay. But there is no point of spending that time to build this because you're not going to do that because every single time there is a reasonable solution is I can do that because of this thing, the dog thing.

Come on at that point, I was a question. It's not. I can do IT IT was, what should I do?

You might have to have them with a family member for a year or something. You might have to have to work with a trainer once you are, have a job, and you can afford that. You might have to surrender the dog if you cannot survive as a human being, because do have to survive.

If you are not able to survive, they are not able to survive. And I know that hard. I love my dogs more than anything. And, well, not more than anything. I was my family more, if I have to rank, but is pretty damn close.

okay? They are family.

Exactly, they are family. I'm just like mom, dad, like love you guys to I don't want to think, I don't want them to think the less important if they're watching. But I get, I get IT and I get the emotions are feeling because of that, but there might just be after a very hard life choices we are making so that you have a chance.

Survival, not willing to make him. I don't know how you survival. Oh, I really don't. okay.

Yeah how to the power guys? I think we're going to talk about even more self. The producers know everything about her life and they're gonna talk about things. It's going to be going to be interesting um and make sure to get our investing, budgeting and deck class altogether for twenty five percent of your hair financial score spending the budget and you overspend your income easily just even to payments. So are a time that if you ten R N zero r ten your score not gonna a there are ten if you thought, I mean, you said the score is unreasonable, but you must stand taking the thing.

I do take the .

thing and I said, zero, you have retirement so you should have least article, look at that OK the algorithm but your retirement is behind for your h absolutely what you are going starting and there is something and there is moving and right assets n and then real site now are I M side that not considered real? That's going to be a high score rounded up, maybe because I have more of a hearth and an algorithm point.

Five other ten guys stick around for the power already have a family. It's going to be you pay your taxes. You, what are you actually .

kidding? And then I .

haven't done a sense we will pay for doctors. To watch the financial lot of potion, click the join button below.