cover of episode Karen Wife Faces Financial Infidelity | Financial Audit

Karen Wife Faces Financial Infidelity | Financial Audit

2024/8/12
logo of podcast Financial Audit

Financial Audit

AI Deep Dive AI Chapters Transcript
People
J
John
一位专注于跨境资本市场、并购和公司治理的资深律师。
V
Valerie
Topics
Valerie: 我们年收入10万美元,却背负巨额债务,这主要是因为过去八年来的过度消费,包括高科技产品、奢侈品和旅行等。我们没有储蓄和退休计划,也没有为税收留出资金。我负责家庭财务支出,但这种方式并没有改善我们的财务状况。丈夫经常瞒着我花钱,他的工资直接存入我们的共同账户,但我如果不及时取走,钱很快就会花光。我们计划搬到智利,但缺乏财务规划和共同目标,这使得我们无法实现这个计划。 John: 我瞒着妻子贷款是为了帮助家庭渡过难关,但现在我们的年收入已经达到10万美元,却仍然无法偿还这笔贷款。我们高额的食品支出也是导致我们财务困境的原因之一。我们夫妻在财务方面缺乏沟通和共同目标,这使得我们无法有效地管理家庭财务。我们需要共同努力,制定预算并实现共同目标,才能改善我们的财务状况。

Deep Dive

Chapters
The couple discusses their financial situation, revealing a significant amount of debt and lack of financial planning.

Shownotes Transcript

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