cover of episode Broke Loser Is Mad I Won’t Hire Him | Financial Audit

Broke Loser Is Mad I Won’t Hire Him | Financial Audit

2024/11/6
logo of podcast Financial Audit

Financial Audit

Key Insights

Why does the guest struggle to find stable employment?

The guest lacks a driver's license, which is a requirement for most jobs in his field of automotive technology.

What is the guest's primary source of income?

The guest primarily earns through DoorDash and side hustles like reselling items and fixing cars for people.

What significant debt does the guest have?

The guest has accumulated over $25,000 in debt, including fines for driving without a license and other traffic violations.

How does the guest justify using other people's accounts for DoorDash?

The guest uses other people's accounts to avoid legal issues related to driving without a license.

What challenges does the guest face in his living situation?

The guest lives in a barely livable house with no running water and broken pipes, making it difficult to maintain basic hygiene and functionality.

Why does the guest have multiple pets?

The guest has multiple pets because he and his girlfriend each have their own pets, leading to a combined total of eight animals.

What advice does the host give regarding the guest's credit card usage?

The host advises the guest to close his credit card account due to high fees and interest, and to consider using a debit card that reports to credit bureaus to build credit responsibly.

What is the guest's plan for addressing his driver's license issue?

The guest plans to pay off his fines and suspensions to obtain a driver's license, which he estimates will cost around $10,000.

How does the guest manage to drive for DoorDash without a license?

The guest uses other people's accounts to drive for DoorDash, which is illegal but allows him to continue working.

What is the guest's financial goal according to the host?

The host suggests that the guest should aim to be debt-free within a month by following a strict budget and addressing his driver's license issue.

Chapters

The guest discusses their background, including being dropped off in Waco by the foster care system, lack of resources, and the challenges of obtaining a driver's license due to fines and suspensions.
  • Guest was dropped off in Waco by foster care system at 18 with no resources.
  • Lack of driver's license due to fines and suspensions accumulating to $25,000.
  • Attempts to make changes but feels stuck due to financial and legal issues.

Shownotes Transcript

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