cover of episode My Wife Is in the Dark About Our Financial Troubles

My Wife Is in the Dark About Our Financial Troubles

2024/9/13
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The Dr. John Delony Show

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Ellie
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Jax
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John (主持人)
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Kathleen
W
Will
参与《Camerosity Podcast》,分享1980年代相机使用经历的嘉宾。
Topics
Will: 由于经济压力和对财务状况与妻子沟通不畅而感到焦虑。他难以与妻子坦诚沟通家庭财务状况,因为不想让她看到他们目前的困境,并担心她会因此而生气。他努力独自解决问题,但压力越来越大,并出现了焦虑的生理症状。 Will 的财务状况:年收入略高于60,000美元,信用卡债务约20,000美元,房屋贷款每月750美元,汽车贷款约8,000美元,另有约20,000美元的个人贷款。这些贷款是为了偿还信用卡债务,但最终又再次积累了债务。 Will 的工作:从事销售工作,声称不受市场影响,但实际上他的收入可能会受到经济波动的影响。 Will 的解决方案:他计划通过公司新部门的销售工作来增加收入,并偿还债务。 John: 建议Will 不要为经济状况不好而责怪经济,要为自己的财务决策负责。他指出Will的妻子已经察觉到他在隐瞒财务状况,这属于财务不忠。John建议Will立即与妻子坦诚沟通他们的财务困境,并向妻子道歉,坦诚承认自己过度消费导致了财务困境。John建议Will和妻子制定预算,共同努力偿还债务,并使用EveryDollar应用共同管理家庭财务。John强调Will需要承担责任,停止为财务困境找借口,并与妻子共同制定预算,停止借贷消费。

Deep Dive

Chapters
A husband is struggling with financial stress and anxiety due to not being transparent with his wife about their financial situation. He's accumulated debt without her knowledge, and John advises him to be honest with her, create a budget together, and take ownership of his financial decisions.
  • Honesty and transparency are crucial in a marriage, especially regarding finances.
  • Creating a budget together can help couples align their financial goals and work towards them as a team.
  • Taking ownership of financial decisions and avoiding blaming external factors is essential for growth and responsibility.

Shownotes Transcript

On today’s episode, we hear about:

·     A husband who’s unsure how to tell his wife about their financial problems

·     A daughter struggling to set boundaries with her mom

·     A woman seeking to overcome her doubts about God

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