cover of episode What to do when you're in a class action

What to do when you're in a class action

2024/8/2
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Jerry Mattman教授
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Kenny Malone
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Maria Glover教授
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Maria Glover教授:收到集体诉讼通知后,人们通常会感到困惑,需要更多信息来理解情况。过去十年参与任何商业活动的人,很可能收到过集体诉讼和解的邮件或明信片。集体诉讼几乎总是以和解告终,很少会进行审判。即使金额很小,参与集体诉讼索赔也是一种对公司问责的方式,有助于维护消费者权益。收到索赔通知后,应首先确认通知的真实性,可以通过联系索赔管理员、搜索新闻报道和查看法律网站等方式进行核实。 Kenny Malone和Nick Fountain:集体诉讼是指许多人认为自己以类似方式受到公司伤害的情况,法院允许律师将这些人组合成一个集体,进行单一诉讼。公司在和解协议中通常不会承认责任,即使是集体诉讼。 Jerry Mattman教授:近十年来,集体诉讼案件数量增加了一倍,这与陪审团的判决金额越来越高有关。高额的“核判决”增加了集体诉讼的风险,导致更多案件以和解告终。由于高额和解的风险,很少有集体诉讼案件会进行审判,大多数案件都会以和解告终。高额和解导致更多律师参与集体诉讼,进一步增加了案件数量。在集体诉讼和解谈判中,律师会关注索赔率,以减少对公司的损失。“油箱规则”是指如果和解金额不足以加满油箱,人们可能不会费心去索赔。律师在谈判中会试图将和解金额压低到“油箱规则”以下,以减少公司损失。索赔通知的发送方式(例如电子邮件或邮件)会影响人们是否会注意到并索赔。索赔通知的长度、回应期限等因素都会在和解过程中进行协商。人们通常不会积极回应集体诉讼索赔通知,索赔率通常很低。收到索赔通知后,应尽快阅读并处理,不要错过截止日期。即使参与集体诉讼,也可以选择退出和解。如果未在截止日期前回应或选择退出和解,则视为放弃权利。 Erica:分享了自己参与过的其他集体诉讼案例,例如Naked Juice、Zappos和Minted。 Willa:分享了自己参与的Shutterfly集体诉讼案例,并讨论了相关细节。

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Maybe you got a boring slip of paper in the mail. Maybe you got a spammy-looking email promising you money. Surprise! You're in a class action. If you've done any commerce in the last decade, there's a good chance that someone somewhere was suing on your behalf and you have real money coming your way... if you know what to do.Class action settlements are on the rise. And, on today's show, we're helping decipher the class action from the perspective of the average class member. How do class actions work? Why are these notices sometimes undecipherable? And, what do you stand to gain (or lose) by responding? *This episode was hosted by Kenny Malone and Nick Fountain. It was produced by James Sneed with help from Sam Yellowhorse Kesler. It was edited by Jess Jiang and fact-checked by Sierra Juarez. Engineering by Cena Loffredo. Alex Goldmark is Planet Money's executive producer.Help support *Planet Money *and hear our bonus episodes by subscribing to Planet Money+ in Apple Podcasts) or at plus.npr.org/planetmoney). *Learn more about sponsor message choices: podcastchoices.com/adchoices)NPR Privacy Policy)