Thread from the r/phinvest subreddit where a user asks whether there is a point where saving too much money becomes counterproductive. Users respond by discussing various aspects of personal finance in the Philippines, including the benefits of investing over simply saving in a digital bank, the importance of having an emergency fund, and how to make investment decisions based on individual risk tolerance and financial goals. While some users encourage the OP to explore investment options, others emphasize the value of saving and building an emergency fund. The discussion centers around the trade-off between risk and reward in investing, and the importance of understanding one's financial situation and goals when making investment decisions.Become a supporter of this podcast: https://www.spreaker.com/podcast/reddit-deepdive--6339456/support).