Under pressure from wildfires and inflation, State Farm has stopped issuing new homeowner policies in California. We get to the bottom of how physical climate hazards may change the future shape of the insurance industry. And then we ask why the Net-Zero Insurance Alliance is a little different from the other alliances that fall under the GFANZ. Host: Bentley Kaplan, MSCI ESG ResearchGuests: Cody Dong & Sylvain Vanston, MSCI ESG Research