cover of episode Impending Retirement Plans

Impending Retirement Plans

2024/11/19
logo of podcast Jill on Money with Jill Schlesinger

Jill on Money with Jill Schlesinger
AI Deep Dive AI Chapters Transcript
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K
Kay
无足够信息创建详细个人简介。
Topics
Kay和他的妻子计划在三到四年内退休，他们想知道如何最好地管理他们的资产以实现这一目标。他们拥有一家价值40万美元的公司，计划将其出售给员工，每年可获得4.2万美元的收入，直到2035年。他们还拥有170万美元的传统IRA账户、60万美元的Roth IRA账户、3万美元的SIMPLE IRA账户、95万美元的经纪账户、1.5万美元的HSA账户、8.5万美元的应急基金以及价值150万美元的房屋。他们计划将房屋出租并在西班牙居住一段时间。Kay的孩子上州内大学，拥有20.8万美元的529教育储蓄金。Kay夫妇预计每月生活费为1万美元。Jill建议他们考虑从传统IRA账户中取出一部分资金，以避免在75岁时面临高额的强制提款和税务负担。

Deep Dive

Chapters
The couple is planning their retirement in the next three to four years and wants a second opinion on their financial position.
  • The couple is in their early sixties and planning to retire in three to four years.
  • They have accumulated assets and are looking for a second opinion on their retirement plan.

Shownotes Transcript

My wife and I are approaching retirement in about four years, and while I believe we’re in a strong position, I would appreciate your opinion.

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