cover of episode The Bank of Silicon Valley Just Collapsed - WAN Show March 10, 2023

The Bank of Silicon Valley Just Collapsed - WAN Show March 10, 2023

2023/3/13
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Linus
创立并主持著名YouTube频道《林纳斯技术提示》,在技术领域具有重大影响。
L
Luke
警惕假日季节的各种欺诈活动,确保在线交易安全。
Topics
Linus: 美国第16大银行硅谷银行倒闭,引发了自2008年金融危机以来最大的美国银行倒闭事件。硅谷银行的倒闭是1930年代风格的银行挤兑事件,其流动性问题因通货膨胀、加息和科技市场疲软而加剧。硅谷银行的存款大部分未投保,对个人来说是“第一世界问题”,但对企业来说是巨大的风险。从企业的角度来看,硅谷银行的倒闭对依赖其服务的公司来说是灾难性的,因为这关系到公司的运营资金和员工工资。即使是盈利的公司,如果运营资金被冻结,也会面临严重的运营困难。加拿大银行体系的监管较为严格,在2008年金融危机中表现稳定。过去,Linus Media Group选择与信用合作社合作,是因为信用合作社对存款保险没有政府设定的上限。硅谷银行倒闭事件让Linus对自身公司财务状况感到担忧。硅谷银行的资产和负债可能会被出售,但债权人可能无法收回全部资金。 Luke: 硅谷银行的倒闭对科技行业影响巨大,因为它专门为科技初创企业提供贷款。硅谷银行倒闭将改变科技公司开展业务的方式。

Deep Dive

Chapters
The Silicon Valley Bank, the 16th largest in the US, collapsed due to a bank run, exacerbated by inflation, interest hikes, and weakness in the tech market. Many deposits were uninsured, posing significant risks to businesses and causing widespread concern in the tech industry.
  • Silicon Valley Bank's collapse was the largest since 2008
  • Many deposits were uninsured, exceeding the FDIC limit of $250,000
  • The bank's failure was linked to inflation, interest rate hikes, and the weak tech market

Shownotes Transcript

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Timestamps (Courtesy of NoKi1119) Note: Timing may be off due to sponsor change:

0:00 Chapters

1:10 Intro

1:45 Topic #1 - America's Silicon Valley Bank collapses

2:37 Bank runs, insured funds, business standpoint

5:19 Linus uses LMG for a frozen deposits example ft. Sad Dan

11:09 Linus on land banking & forms of investments

16:16 Linus calls NAS company, Creator's Warehouse & LMG funds

16:55 Linus on operations money ft. Dan looking for a job

25:40 Luke on the impact of SVB's fall, Linus on SVB selling shares

28:01 Topic #2 - LTT Pouch off the site due to trademark infringement

29:47 New name ideas, FP Poll - what to name this?

33:28 Dell mails Linus, prepared for LTT's Secret Shopper

33:54 Topic #3 - g0at attacked for not wiping his drive

39:13 Linus on BlackLotus, Luke recommends g0at's videos

42:45 Chinese cheaters, old article of operation chicken drumstick

45:52 Pouch is not a fanny pack, future "WANny pack"

46:18 FP poll - runner ups & two more names, "LTT Bag"

47:24 Topic #4 - Ring provides police invasive footage

50:20 Linus on not working with Ring, Luke's solutions

51:36 FP Poll - three names, Linus on WAN Show's time

53:52 Sponsors

59:12 Last FP Poll

59:48 Merch Messages #1

1:01:35 Is there a place in Tech YouTube to be popular?

1:03:51 FP poll winner, new name is the Tech Sack

1:04:26 Is there a place in Tech YouTube to be popular?

1:09:22 #NotMySack & #StopTheSack, back on LTTStore

1:11:26 Linus shouting out FloatPlane employees, Meet The Teams

1:14:45 Favorite fault tolerant server equipment? ft. Canada & South Park "bridges"

1:24:18 Topic #5 - YouTube relaxes advertiser-friendly guidelines

1:25:03 New examples, Linus on old shows & "hard R word"

1:28:53 Luke corrects Linus on n-word V.S. r-word

1:31:18 Merch Messages #2

1:33:02 Disappointing consumer or enterprise products?

1:42:40 LTTStore's Mod Right Mod-Mat collab

1:48:18 LTTStore's new 3D Down Jacket

1:57:26 Topic #6 - Secret Shopper update, Dell reaches out

2:01:11 Topic #7 - Fairphone 2 receives last security update

2:03:16 Topic #8 - Asetek's Q4 2022 reports & struggles

2:09:26 Linus discusses Final Fantasy Tactics releases

2:10:46 Topic #9 - AMD drivers brick computers

2:11:22 Topic #10 - LTX 2023 sponsors update

2:13:30 LTT DE Deskpads #1 - Sarah's Dino

2:14:36 LTT DE Deskpads #2 - Lloyd's Vancouver Skyline

2:15:48 LTT DE Deskpads #3 - Maria's Tech-based

2:17:01 Merch Messages #2

2:17:06 Grants from the government for LMG or FP?

2:19:55 LTT DE deskpads will be LTX-only

2:22:44 How do you balance delegating & perfectionism?

2:25:10 What would Luke play now instead of TARKOV?

2:28:24 Luke returns to LMG as CTO

2:31:54 Weirdest place you've seen LTTStore purchases from?

2:33:20 What cool bed tech you'd like to see?

2:39:10 Home security recommendation?

2:41:18 What food would you ship on LTTStore?

2:53:55 What tech do you believe has no right to go bad?

2:56:59 Ever considered getting into fragrances?

2:58:52 How do you deal with crazy people?

3:00:15 Can LTTStore sell things that are already waste?

3:34:39 Outro

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