Commission-Free registered index-linked annuities (RILAs), also known as buffer annuities, have become a popular solution to address investor concerns over inflation, market volatility, and the ongoing situation in Ukraine. As 10,000 people retire every day, de-risking the portfolio is becoming a crucial part of an advisor’s job.
In this episode, DPL’s VP of Member Success, Tim Rembowski, speaks with RIA Consultant, Ross McGoodwin, about using RILAs to provide upside potential with a built-in layer of protection, something clients are seeking more and more in the current climate.
Key Takeaways
[02:13] - How advisors can de-risk a client’s portfolio but still provide meaningful returns.
[04:16] - Where RILAs fit between stocks and bonds.
[07:20] - The demographics of clients for whom buffered annuities may be a good fit.
[11:17] - Misconceptions about annuities.
[16:19] - A tool to show client’s the cost savings of RILAs.
[24:13] - Why RILAs can take the stress out of an advisor’s meetings with clients during volatile markets.
[31:15] - RILAs are very customizable.
