cover of episode 7 Saving and Retirement Rule Changes for 2025

7 Saving and Retirement Rule Changes for 2025

2024/11/13
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Laura Adams
知名个人财务专家和《Money Girl》播客主持人，通过实用建议和教育帮助人们掌控财务。
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Laura Adams 回顾了从2025年开始生效的七项税收优惠账户的调整，这些调整将有助于人们减少纳税并节省更多资金。这些调整包括健康储蓄账户 (HSA) 和弹性支出账户 (FSA) 缴款限额的提高，工作场所退休计划缴款限额的增加以及60至63岁人群的追加缴款限额的提高，罗斯个人退休账户 (Roth IRA) 收入限额的提高（但缴款限额保持不变），简化员工养老金 (SEP IRA) 和 Solo 401(k) 缴款限额的提高。

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In 2025, the HSA contribution limit for individuals increases to $4,300, while the family plan limit rises to $8,550. Those over 55 can add an extra $1,000 to either plan.
  • HSA contribution limit for individuals increases to $4,300 in 2025.
  • Family plan HSA limit rises to $8,550 in 2025.
  • Those over 55 can contribute an additional $1,000 to either HSA plan type.

Shownotes Transcript

Laura reviews seven changes to various tax-advantaged accounts starting in 2025 that can help you pay less tax and save more money.

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