cover of episode Why this former banking regulator is writing kids books

Why this former banking regulator is writing kids books

2024/11/12
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专注于电动车和能源领域的播客主持人和内容创作者。
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主持人: 本期节目讨论了 Sheila Bair 作为前 FDIC 主席的经历，以及她创作儿童书籍以帮助儿童避免金融陷阱的努力。她认为，儿童和成人普遍缺乏金融知识，需要更多这方面的教育。次贷危机期间，许多低收入家庭由于缺乏金融知识而遭受了严重的经济损失，这凸显了金融素养教育的重要性。 Sheila Bair: 她认为针对儿童的金融教育资源匮乏，且成人也缺乏相关知识。她选择创作儿童读物是因为儿童读物可以更有效地教授金融知识，因为孩子会反复阅读他们喜欢的书籍。她认为金融素养教育应该侧重于基本概念，例如储蓄的重要性，而不是复杂的金融工具。同时，金融素养教育应该培养儿童的批判性思维和自我保护意识，帮助他们识别和避免金融陷阱。她的两本儿童读物，《Rock Brock and the Savings Shock》和《Princess Persephone Loses Her Castle》，分别讲述了储蓄的重要性以及警惕不良贷款的重要性。 Sheila Bair: 在担任 FDIC 主席期间，她目睹了次贷危机期间许多家庭由于缺乏金融知识而失去房屋的惨状。这促使她更加关注金融素养教育，并通过创作儿童读物来帮助下一代避免类似的悲剧。她认为，许多金融素养课程效果不佳，人们难以记住所学内容。而儿童读物由于其重复阅读的特点，可以更好地帮助儿童学习和记住金融知识。她强调，金融素养教育不应仅仅关注复杂的金融工具，而应更注重培养儿童的储蓄习惯和批判性思维能力，帮助他们识别和避免金融陷阱。

Deep Dive

Chapters
Introduction to Sheila Bair, her background as a former banking regulator, and her initiative to write kids books about financial literacy.
  • Sheila Bair was the sixth chair of the FDIC during the Great Financial Crisis.
  • She noticed a lack of financial education for both kids and adults.
  • She decided to write kids books to teach financial lessons in an engaging way.

Shownotes Transcript

In a first-best world, we'd all save enough money and there'd be no scammers. In a second-best world, we'd all know how to protect ourselves. That's what Sheila Bair thought, too. As former chair of the FDIC, she noticed many kids and adults weren't quite getting the education they needed. So, she decided to do something about it.Today on the show: What Sheila Bair has learned about American capitalism as one of its top regulators and how she's trying — one book at a time — to help new generations from falling into its traps.*We learned about Sheila Bair's kids books) from listener Erin Vetter. If you've come across anything that makes finance fun, email us! We're at [email protected]). ***Related Episodes: **Mailbag: Children Edition)Beach reads with a side of economics) *For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org).Music by Drop Electric). Find us: TikTok), Instagram), Facebook), Newsletter). *Learn more about sponsor message choices: podcastchoices.com/adchoices)NPR Privacy Policy)