Listener questions are back! On today's show, we answer whether universities are banks, how — or if — 401(k) contributions affect the stock market, and whether jobs report numbers account for people holding down multiple jobs. If you have a question you'd like us to answer, email us at [email protected].**Related Episodes:**Higher wages, fewer temp workers and indicators of the year results (Apple) / Spotify)) Why pizza costs more in Iceland and other Listener Questions (Apple) / Spotify)) *For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org). Music by Drop Electric). Find us: TikTok), Instagram), Facebook), Newsletter). *Learn more about sponsor message choices: podcastchoices.com/adchoices)NPR Privacy Policy)