What’s the best strategy for E-Dog’s restricted stock units with his employer, how are RSUs taxed, and how do Roth conversions fit into the mix? Plus, should Jay in Raleigh liquidate his annuities or follow “Stan the Annuity Man’s” advice and take the annual payments? Elisa wants to know how a mutual fund portfolio would work in retirement, and what’s a good way for listener Joe to invest in bonds in a taxable account to bring his portfolio back into proper balance? Finally, the fellas spitball on Medicare savings vs. Roth conversions for David, and an unrealized gain strategy on an UTMA education savings account for Jay in California.
Timestamps:
00:50 - Restricted Stock Units: RSU Spitball Analysis (E-Dog, Boulder, CO)
14:44 - Annuity Retirement Spitball Analysis (Jay, Raleigh, NC)
26:36 - How Would a Mutual Fund Portfolio Work in Retirement? (Elisa)
31:13 - Asset Location: How to Invest in Bonds in a Taxable Account to Rebalance? (Joe)
35:09 - Medicare Savings Vs. Roth Conversions (David, Logan, NM)
40:04 - UTMA College Savings Unrealized Gain Strategy (Jay, CA)
47:05 - The Derails
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Episode Transcript
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