cover of episode The 2024 Election And Your Wallet

The 2024 Election And Your Wallet

2024/11/1
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HerMoney with Jean Chatzky

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Catherine Rampell
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Catherine Rampell: 总统对通货膨胀的控制能力有限,但可以通过一些政策手段影响物价。特朗普的政策(如普遍关税、驱逐移民和将美联储政治化)可能导致物价上涨,而哈里斯的政策则可能影响有限。美联储的独立性对于控制通货膨胀至关重要。对价格欺诈的打击可能无效,甚至可能适得其反。增加住房供应和增加儿童税收抵免等政策可能在一定程度上缓解生活成本问题。特朗普对学生贷款似乎没有明确计划,而哈里斯则倾向于延续并扩展拜登政府的政策。无论谁当选总统,社会保障制度都面临着巨大的财政压力。两位候选人都承诺减税,但这些减税措施对赤字的影响和对不同收入人群的影响存在差异。总统对股市的影响有限,股市表现受多种因素影响,包括通货膨胀和利率。

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Chapters
The 2024 election has a unique urgency, with candidates pledging changes to critical facets of American life, including personal finances. Catherine Rampell joins to discuss how the election might impact our wallets.
  • 74% of Harris supporters and 64% of Trump supporters can identify their respective candidates' policies.
  • Many voters may lack a full understanding of the platforms they endorse.

Shownotes Transcript

We are right on the eve of what is going to be a truly pivotal election. And this year, more than many others, it seems there's a unique urgency in the air. At least part of that is because each candidate has pledged to make changes to critical facets of American life — including to our personal finances. 

Catherine Rampell, nationally syndicated opinion columnist at the Washington Post), joins us to dissect the issues and how the 2024 election can impact the broader financial system (and our personal economies).

CHAPTERS:

**00:00 **Understanding Voter Awareness and Candidate Platforms

02:59 Inflation: Candidates' Influence and Economic Policies

**09:05 **Price Gouging and Its Implications

**12:03 **Student Loan Proposals and Their Impact

**14:54 **Social Security: Candidates' Stances and Future Challenges

**18:08 **Tax Policies and Their Economic Implications

**21:01 **Stock Market Trends and Candidate Influence

TAKEAWAYS:

  • Inflation remains a top concern for American voters but Presidents have limited control over inflation and price levels.

  • The Federal Reserve's independence is vital for economic stability.

  • Student loan proposals vary significantly between candidates.

  • Social Security faces financial challenges regardless of the elected candidate.

  • Tax policies proposed by candidates could have long-term economic implications.

  • Stock market performance is influenced by various factors beyond presidential control.

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